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Your cards, fully under your control.

Debit and ATM cards you can use worldwide, plus travel and gift cards, fraud protection, and card controls right in the app.

Debit / ATM cards

Your card, worldwide

Make purchases and get cash from your checking account without writing a check. Use your card anywhere you see the Visa® logo, and withdraw surcharge-free at Northwoods Bank ATMs. You can also transfer between checking and savings and check your balance.

Saves you money

Use your card and buy fewer checks, saving on check-printing fees.

Provides security

Set your own PIN, and see every transaction itemized on your monthly statement.

Fraud prevention

Visa Online Fraud Manager watches for unusual activity and contacts you to verify.

Visa Zero Liability

You may be protected against fraudulent purchases when you report a theft promptly.

More ways to pay & stay in control

Travel cards, gift cards, and card controls in the app

Travel Card

A reloadable card that keeps your cash safe while you travel. Load $100 to $3,000 and use it anywhere Visa is accepted, plus access cash when you need it.

Visa Gift Card

Perfect for birthdays, holidays, and business gifts. Accepted at most Visa merchant locations for purchases.

Card management, in the app

Shut off a lost or stolen card, review transactions, set travel plans, and manage your PIN, all from the Northwoods Bank app.

Report a lost or stolen card any time at 800-472-3272, option 2.

ATM locations

Surcharge-free where you bank

Park Rapids

  • Express Bank, Hwy 71 (24 hours)
  • Drive Thru (24 hours)
  • Main Entrance

Nevis

  • T & M Express
  • Nevis Municipal

Pine City

  • Branch Office (24 hours)

Customers can also use the surcharge-free Allpoint ATM Network for thousands of additional ATMs.

Get your Northwoods card

Get started online in minutes, or meet with a personal banker who will make it happen for you.