Build credit with a bank in your corner.
A one-year loan paired with a savings account, designed to help you build credit with no previous history required.
Credit Builder Account
A simple, structured way to build credit
No previous credit history required. The Credit Builder is a one-year loan paired with a savings account, so as you make your automatic payments you build a track record, and the savings are there at the end.
$1,000
One-year loan, paired with a savings account
$25
Minimum starting deposit
2.5% APR
0.22% APY (rate subject to change)
No history
No previous credit history required
Age 14+
Suggested minimum age
Auto-pay
Automatic payment required
Rate subject to change after opening. Talk to a personal banker to get started.
Explore more personal banking
Start building your credit
Get started online in minutes, or meet with a personal banker who will make it happen for you.