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Build credit with a bank in your corner.

A one-year loan paired with a savings account, designed to help you build credit with no previous history required.

Credit Builder Account

A simple, structured way to build credit

No previous credit history required. The Credit Builder is a one-year loan paired with a savings account, so as you make your automatic payments you build a track record, and the savings are there at the end.

$1,000

One-year loan, paired with a savings account

$25

Minimum starting deposit

2.5% APR

0.22% APY (rate subject to change)

No history

No previous credit history required

Age 14+

Suggested minimum age

Auto-pay

Automatic payment required

Rate subject to change after opening. Talk to a personal banker to get started.

Start building your credit

Get started online in minutes, or meet with a personal banker who will make it happen for you.